Members see Stars and a debt balance going to zero. Underneath, every Star is settled by an on-chain primitive — ARZ, a Controllable Electronic Record under UCC Article 12 — minted from biometrically-attested human work via a Trusted Execution Environment. This page is for the engineers, regulators, counsel, sovereign treasuries, and AI labs who need to look at the architecture.
Each ARZ traces back to a verified human session — recorded, signed, and enforceable as property under U.S. state commercial law.
A Trusted Execution Environment (AWS Nitro Enclaves) ingests pupillometry, neural oscillation, accelerometry, and HRV. Liveness detection screens out automation. Each verified session signs an EIP-712 attestation — on-device, with no biometric data leaving the hardware.
Each ARZ is a Controllable Electronic Record under UCC § 12-105. Biometric account abstraction satisfies the "control" requirement, granting holders a perfected interest superior to bankruptcy and adverse claims. Institutional buyers qualify for take-free protection under § 12-104.
Members tether fiat liabilities (Controllable Payment Intangibles). The protocol acquires the debt at distressed prices and atomically burns ARZ as members complete verified tasks. Work pays debt directly — with full chain-of-custody recorded on-chain.
Stars are the consumer surface. ARZ is the on-chain primitive. They are 1:1 by design.
Member surface (USD-friendly): 1 Star = $1 against the member's debt. Stars are USD-pegged utility credits, redeemable only against verified consumer debt (closed-loop). Stars are not securities, not investment products, not tradeable tokens. Reserves are USDC + FDIC custody, with daily proof-of-reserve and quarterly attestation.
Protocol surface (on-chain): Every Star credited to a member corresponds to one ARZ minted by the on-chain Minter contract, signed by the Bio-Bridge Oracle, and routed to the Debt-Tether contract for atomic burn-on-settle against the member's acquired debt obligation.
The two surfaces are connected through the SettlementAdapter — a contract that translates Stars-credit instructions from the member dashboard into ARZ mint/burn actions on Base L2. Members never touch a wallet, a private key, or a gas fee. Counsel attestation: Stars fail every prong of Howey (no investment of money, no common enterprise, no expectation of profit, no reliance on others' efforts).
Phase 1 deployment scope (Q4 2026 mainnet on Base L2). Two external audits required before any address goes live; bug bounty live ≥4 weeks before mainnet.
| Contract | Lines | Function |
|---|---|---|
| ARZ.sol | ~152 | ERC-20 with 1B fixed cap. AccessControl (MINTER / BURNER / PAUSER roles). Pausable. ERC20Permit. ERC20Burnable. |
| Minter.sol | ~291 | EIP-712 oracle verifier. VITALITY_PROOF_TYPEHASH, ECDSA signature verification, replay protection (used-nonce mapping), 5-minute attestation freshness, difficulty rate limiter (1-hour minimum update). |
| DebtTether.sol | ~350 | Atomic burn-on-settle for Controllable Payment Intangibles. Acquires debt obligations under UCC § 12-104, burns ARZ at face value upon completion, emits settlement event for credit-bureau reporting. |
| TimeBond.sol | ~250 | Institutional pre-purchase forward contracts. AI labs lock in expert-hour throughput; sessions deliver against the bond over the contract term. Includes partial-delivery + counterparty-default branches. |
| LiquiditySpigot.sol | ~150 | Buyback + treasury management. Foundation-controlled, multi-sig governed. |
| TheScribe.sol | ~80 | Append-only on-chain breadcrumb log. Lightweight provenance + lore markers. Independent of value-bearing contracts. |
SOLIDITY ^0.8.20 · FOUNDRY · OPENZEPPELIN · GNOSIS SAFE 5-of-9 · PIMLICO BUNDLER · ERC-4337 BIOMETRIC AA
No pre-mine. Issuance is gated by verified Proof-of-Vitality. Supply contracts as members settle debt and protocol fees burn. Whitepaper v5.0 canonical.
A Trusted Execution Environment that signs every verified-work attestation. Hardware-attested, third-party verifiable, and architected so neither 5arz Foundation nor any insider can override it.
The TEE attestation document is independently verifiable. Anyone with a Base L2 RPC and AWS's public certificate can re-prove that a given ARZ was minted from a real, attested, replay-protected session running inside genuine Nitro hardware.
Mainnet target Q4 2026. Two external audits + Immunefi bug bounty before any value-bearing contract goes live.
Cayman Foundation incorporated (Walkers as counsel). Strategic seed close ($3–5M). Bio-Bridge Oracle beta on Base Sepolia. Trail of Bits engagement submitted; OpenZeppelin + Spearbit firing in parallel. Patent continuations filed.
Architect Keys sale opens (Reg D 506(c) + Reg S). UCC Article 12 opinion letter published. First AI lab Time-Bond pilot signed. First debt-portfolio acquisition (target: utility cooperative, $5–10M face value).
Two independent smart-contract audits complete. Mainnet on Base L2. Consumer Tasks platform launches in Tier-1 launch states (TX, FL, NY). Foundation governance launch. Debt-swap pilot live ($10M portfolio).
Liquidity Bootstrapping Pool on Fjord. Wearable OEM integrations (Whoop, Oura, Apple Watch). Tier-1 CEX listing process begins. Members marketplace expands to Tier-2 states (CA, IL, GA, NC, AZ, WA, MA, NJ).
VARA / DMCC entity (Dubai) for non-U.S. issuance. Vitality Senate activation. Sovereign and SWF partnerships. v2 TEE migration to bare-metal SGX/SEV-SNP. Reg-S tranche for non-U.S. accredited investors.
USPTO Provisional 63/979,474 — filed February 10, 2026. Three continuations in preparation. Counsel engaged across patent, securities, UCC, privacy, and tax.
Microsaccade analysis at 500–1000 Hz and neural-oscillation tracking verify active cognitive engagement. Output: a signed Cognitive Load Score, minted as ARZ.
A multi-modal IoT sensor array (wearables + GPS + RFID + BLE) verifies presence and labor intensity. Output: a Labor Performance Score, minted as ARZ.
For investors, regulators, and counsel: what backs every ARZ in circulation, and how each layer is independently provable.
Every minted ARZ traces to a Bio-Bridge-signed verified work session. Auditable on-chain via the attestation registry.
Investor proof: public block-explorer + real-time minted-by-source dashboard.
ARZ is a Controllable Electronic Record under UCC § 12-105. Holders have a perfected interest. Institutional buyers qualify for take-free protection under § 12-104.
Investor proof: UCC Article 12 opinion letter from outside counsel before mainnet.
No pre-mine. Performance-gated mint. Architect Keys vested 12 months; Team locked 36 months. Real-time supply discipline.
Investor proof: quarterly Big Four attestation reconciling minted vs. attested.
Two external smart-contract audits + Immunefi bug bounty (≥4 weeks before mainnet) + annual SOC 2 Type II.
Investor proof: published audit reports + Immunefi public dashboard.
Stability Fund (15% of supply) absorbs economic shocks. Smart-contract cover via Nexus Mutual or Sherlock. D&O and E&O at the Foundation level.
Investor proof: insurance certificates + reserve dashboard.
Same protocol, four customer types. Each gets a tailored entry path.
Buy Verified Cognitive Hours via Time-Bond — institutional pre-purchase agreements that lock in future expert throughput. $45–$140 per VCH depending on expertise tier.
Utility cooperatives, medical creditors, consumer-finance servicers sell delinquent portfolios at distressed prices. Members settle through verified labor; debt extinguished atomically through ARZ burn at face value.
Whoop, Oura, Garmin, Apple Watch ecosystem partners route biometric streams to the Bio-Bridge through privacy-preserving APIs. Existing hardware becomes the kinetic verification intake.
ARZ is engineered as property under UCC Article 12, not a security. Qualifying-purchaser status under § 12-104 lets institutional treasuries hold ARZ free of adverse claims.
The protocol layer is built to be inspectable. If you're an audit firm, sovereign treasury, AI lab, or institutional buyer — book time.