Members see Stars they earn for verified work, redeemable 1:1 for cash. Underneath, every Star is settled by an on-chain primitive — ARZ, a Controllable Electronic Record under UCC Article 12 — minted from biometrically-attested human work via a Trusted Execution Environment. This page is for the engineers, regulators, counsel, sovereign treasuries, and AI labs who need to look at the architecture.
Each ARZ traces back to a verified human session — recorded, signed, and enforceable as property under U.S. state commercial law.
A hardware-attested Trusted Execution Environment ingests verified live-presence signals captured on-device. Liveness detection screens out automation. Each verified session is signed on-device with no biometric data leaving the hardware.
Each ARZ is a Controllable Electronic Record under UCC § 12-105. Biometric account abstraction satisfies the "control" requirement, granting holders a perfected interest superior to bankruptcy and adverse claims. Institutional buyers qualify for take-free protection under § 12-104.
Members tether fiat liabilities (Controllable Payment Intangibles). The protocol acquires the debt at distressed prices and atomically burns ARZ as members complete verified tasks. Work pays debt directly — with full chain-of-custody recorded on-chain.
Stars are the consumer surface. ARZ is the on-chain primitive. They are 1:1 by design.
Member surface (USD-friendly): 1 Star = $1 against the member's debt. Stars are USD-pegged utility credits, redeemable only against verified consumer debt (closed-loop). Stars are not securities, not investment products, not tradeable tokens, not bank deposits, and not FDIC-insured. Reserves are held 1:1 in USDC, segregated in custody accounts at U.S. bank partners. Daily proof-of-reserve. Quarterly third-party attestation.
Protocol surface (on-chain): Every Star credited to a member corresponds to one ARZ minted by the on-chain Minter contract, signed by the Bio-Bridge Oracle, and routed to the Debt-Tether contract for atomic burn-on-settle against the member's acquired debt obligation.
The two surfaces are connected through the SettlementAdapter — a contract that translates Stars-credit instructions from the member dashboard into ARZ mint/burn actions on Base L2. Members never touch a wallet, a private key, or a gas fee. Counsel attestation: Stars fail every prong of Howey (no investment of money, no common enterprise, no expectation of profit, no reliance on others' efforts).
Phase 1 deployment is a controlled set of audited contracts spanning four functional layers. Two independent external audits and a public bug bounty are required before any value-bearing address goes live on mainnet.
| Layer | Purpose |
|---|---|
| Supply | Fixed-cap fungible asset with role-gated mint, burn, and emergency-pause authority. Standard token primitives audited against the OpenZeppelin reference set. |
| Attestation Verifier | Verifies signed proofs from the Bio-Bridge Oracle. Replay protection, freshness windows, and a difficulty regulator govern issuance rate. |
| Settlement | Atomic burn-on-settle for Controllable Payment Intangibles. Acquires debt obligations under UCC § 12-104 and extinguishes them at face value upon completion. |
| Treasury & Governance | Multi-sig governed buyback and reserve management at the Foundation level. Append-only public provenance log for transparency. |
SOLIDITY · FOUNDATION-GOVERNED MULTI-SIG · ACCOUNT ABSTRACTION · AUDITED BEFORE ACTIVATION
Full contract architecture — interface definitions, storage layouts, access-control matrices, gas profiles, and audit scope — is available under NDA. Request the architecture brief →
No pre-mine. Issuance is gated by verified Proof-of-Vitality. Supply contracts as members settle debt and protocol fees burn. Whitepaper v5.0 canonical.
A Trusted Execution Environment that signs every verified-work attestation. Hardware-attested, third-party verifiable, and architected so neither 5arz Foundation nor any insider can override it.
The TEE attestation document is independently verifiable. The full enclave platform choice, attestation format, signature scheme, and verifier circuit are documented in the architecture brief available under NDA.
Mainnet target Q4 2026. Two external audits + Immunefi bug bounty before any value-bearing contract goes live.
Cayman Foundation in formation. Cayman, US securities, UCC, patent, and privacy counsels engaged. Strategic seed close. Bio-Bridge Oracle beta on public testnet. Two external smart-contract audits engaged. Patent continuations in preparation.
Architect Keys sale opens under standard US accredited-investor and offshore exemptions. UCC Article 12 opinion letter published. First AI-lab institutional pilot signed. First debt-portfolio acquisition.
Independent audits complete. Public bug bounty live. Mainnet deployment. Consumer Tasks platform launches in launch-tier states. Foundation governance activated. Debt-swap pilot goes live.
Liquidity bootstrapping. Wearable OEM integrations across major fitness-hardware partners. Listing process begins. Members marketplace expands to additional jurisdictions.
Non-US issuance entity for offshore distribution. Vitality Senate activation. Sovereign and institutional partnerships. v2 attestation hardware migration. Reg-S tranche for non-US accredited investors.
USPTO Provisional 63/979,474 — filed February 10, 2026. Three continuations in preparation. Counsel engaged across patent, securities, UCC, privacy, and tax.
Signals captured on-device verify active cognitive engagement during a session. Output: a signed engagement attestation, minted as ARZ.
A multi-modal sensor array verifies presence and labor intensity. Output: a signed performance attestation, minted as ARZ.
For investors, regulators, and counsel: what backs every ARZ in circulation, and how each layer is independently provable.
Every minted ARZ traces to a Bio-Bridge-signed verified work session. Auditable on-chain via the attestation registry.
Investor proof: public block-explorer + real-time minted-by-source dashboard.
ARZ is a Controllable Electronic Record under UCC § 12-105. Holders have a perfected interest. Institutional buyers qualify for take-free protection under § 12-104.
Investor proof: UCC Article 12 opinion letter from outside counsel before mainnet.
No pre-mine. Performance-gated mint. Architect Keys vested 12 months; Team locked 36 months. Real-time supply discipline.
Investor proof: quarterly Big Four attestation reconciling minted vs. attested.
Two external smart-contract audits + Immunefi bug bounty (≥4 weeks before mainnet) + annual SOC 2 Type II.
Investor proof: published audit reports + Immunefi public dashboard.
Stability Fund absorbs economic shocks. Smart-contract cover bound at the protocol level. D&O and E&O bound at the Foundation level.
Investor proof: insurance certificates + reserve dashboard available to qualified counterparties.
Same protocol, four customer types. Each gets a tailored entry path.
Buy Verified Cognitive Hours via institutional pre-purchase agreements that lock in future expert throughput. Pricing scales by expertise tier under direct counterparty terms.
Utility cooperatives, medical creditors, consumer-finance servicers sell delinquent portfolios at distressed prices. Members settle through verified labor; debt extinguished atomically through ARZ burn at face value.
Major fitness-hardware ecosystem partners route verified-presence streams to the Bio-Bridge through privacy-preserving APIs. Existing hardware becomes a kinetic verification intake.
ARZ is engineered as property under UCC Article 12, not a security. Qualifying-purchaser status under § 12-104 lets institutional treasuries hold ARZ free of adverse claims.
The protocol layer is built to be inspectable. If you're an audit firm, sovereign treasury, AI lab, or institutional buyer — book time.