Let's see what we can cover.
Sign in with Google to autofill — or enter manually. We won't sell your data or do anything that hits your credit score.
For 2-factor login only. Never sold or shared.
Confirm it's really you.
Same check used by banks and brokerages. Your ID is encrypted, never stored on our servers, and verified by Persona — a bank-grade identity provider.
Let's see your debts.
We'll do a soft pull through Method Financial — the same way Credit Karma checks your score. This never affects your credit.
What we'll see
Just enough to build your offer — nothing more.
- ✓Your debts — credit cards, personal loans, medical bills, BNPL, student loans (federal + private)
- ✓Balances and APRs — so we can prioritize what to pay off first
- ✓Account standing — so we know we're paying off legitimate accounts
- ✗Not your credit score. We never see it, never check it, never report on it.
Here's what we found.
Pick which debts you want 5arz to cover. You can include all of them, just one, or any combination. We'll show you the offer next.
Here's your offer.
Locked in for 7 days. No interest, ever. Pause or stop any time without penalty.
The terms — in plain English
- 5arz pays $8,400 to your creditors in 1 business day. Original accounts close.
- You owe 5arz $8,400. Zero interest. Forever.
- You log in and pick tasks. Each task pays in Stars. 1 Star = $1 against your balance.
- If you stop, your balance pauses with no penalty. Never grows above $8,400.
- When your balance hits $0, you keep every Star you earn after that.
You're a 5arz member.
We're paying your creditors right now. Your dashboard is ready. We've credited 5 Stars to your account as a welcome bonus — that's $5 already off your balance, before you've done a thing.