Agent payments · x402 · AP2 · Agent Pay · TAP

Payments verify the agent. Who verifies the human?

Each agent-payment protocol checks the agent and the mandate. 5arz adds the missing claim: a verified, live person is behind it.

  • Rail-neutral
  • ES256 · public JWKS
  • Never in the payment path
Woman in a blazer approving a payment on her phone in an office
Payment settledAgent mandate checked
Principal: verified humanSigned by 5arz
Three claims still open

Every rail leaves out the human.

5arz issues all three as signed ES256 credentials anyone checks against a public JWKS.

1

The principal

Is a real, ID-verified person behind this agent’s authority?

2

The delegation

Did that person grant this specific, scoped, revocable authority?

3

The fulfillment

When an agent pays for human work, did a real person deliver it?

Protocol by protocol

What each rail checks — and what we add.

RailWhat it verifies todayWhat 5arz adds
x402 (Coinbase)Payment settles machine to machine in USDC402-native checkout for verified human work (developer preview, testnet) and on-chain isVerifiedHuman(wallet) on Base Sepolia
Google AP2Intent and Cart Mandates as W3C VCsA companion credential: the signing principal is a verified, live person
Mastercard Agent PayAgentic Token binds card, agent and consent policyThe human behind the token, a scoped delegation proof, and proof of fulfillment
Visa TAPSigned headers attest agent identity and intentA human-principal claim that rides alongside TAP headers (RFC 9421)

5arz is not affiliated with or endorsed by these networks. They are referenced as the open standards we build to.

What a 5arz credential is

A compact, signed JWT.

  • Minted only after ID + liveness by Stripe Identity or Didit
  • Claims like human, sybil_checked, liveness, wallet, task_type
  • Checked offline against one public key — no call to us
  • Readable on-chain on Base Sepolia (testnet)

No raw biometrics, ever. Price a task with the VHH Index, a USD reference rate for a verified human hour.

Integrate in an afternoon
  • MCP at mcp.5arz.com — 9 tools
  • OpenAPI at /openapi.json
  • Free sandbox: register with {"mode":"test"}
Protocol briefs →

You proved the payment. We prove the human.

Register in two fields. The Free plan gives you 1,000 seals a month, no card.

x402 checkout is a developer preview on Base Sepolia (testnet); mainnet after an audit. 2 patents pending (US provisional).