Get paid to pay off
your friends' debt.
Share a link. Your friends erase their debt from their couch. You earn 1% of every dollar they pay off — for life. Build a team, run a campus, stack overrides three tiers deep. Free to join, no purchase, no quota.
Three roles. Stacking pay.
Every Team Member earns on their direct recruits. Hit Captain and you also earn on your team's recruits. Hit Director and you also earn one tier deeper. All pay flows from real debt your downline pays off.
The math, with real numbers.
Conservative example. Most college towns have 5-10 friend groups carrying $5K-$15K each in debt. Here's what happens when you sign up your circle.
Sign up 20 friends. Five of them recruit 3 more. Average debt: $8,000 each. Over the year as they pay it off…
Real captains running this part-time clear $10K+/year. There's no cap. Every recruit who pays off debt forever pays you. Earnings disclosure at /earnings.
This is not Herbalife.
Real performance pay, not a pyramid. The math is what keeps us legal — and what protects you.
▍ Pyramid scheme
- You pay to join
- Buy products to "qualify"
- Pay flows from new signups' fees
- Earnings depend on recruiting headcount
- Lose money when your friends quit
▍ 5arz Team Program
- Free to join, always
- Zero purchase requirement
- Pay flows from real debt paid down
- Earnings depend on actual product usage
- If they don't use it, you owe nothing
FTC test: the Koscot, Amway, and BurnLounge precedents draw the line at compensation flowing from real product consumption by end users. We're firmly on the legal side. Every payout you ever earn from this program is tied to a real debt one of your recruits actually retired. No exceptions.
Start in three steps.
Sign up at 5arz.com
Takes 5 minutes. Free. Soft credit pull only — no impact on your score.
Activate at /team
Get your unique share code. Pull up the dashboard. Download the kit.
Share + help
DM 20 people in your circle who have debt. Walk them through verify. Watch your Stars tick up live.
Recruiter toolkit
Everything you need to start the conversation. Branded PDFs you can text, email, or print.
Recruit. Earn. Repeat.
The 30-second pitch in PDF form. Text it to a prospect.
$1B by 2030
The vision and promotion ladder.
Ready-to-paste social
Captions, threads, group-chat openers — all formats.
Every objection covered
Face-to-face scripts for tabling, dorms, and DMs.
Social + print graphic
1080×1350. Drop on IG, TikTok, dorm bulletin boards.
Flyer · print-ready PDF
Same flyer, sized for letter paper.
Ready to start liberating?
Free. No commitment. Pause anytime. Earnings are real, performance-based, and lifetime.
Activate my Team Member code →